Can I Take a Money Tree Top and Plant It?

If you are looking for an easy-to-grow indoor plant that is considered a symbol of good luck and wealth, the money tree (Pachira aquatica) might be a perfect choice. This small tree, also known as the Malabar chestnut, is native to Central and South America and can grow up to six feet tall when properly cared for. But what if you only have a small piece of the money tree, such as a cutting or a top? Can you plant it and expect it to grow into a new tree? Let's find out.

What is a Money Tree Top?

If you have a money tree at home, you might have noticed that it tends to grow a single stem with several braided trunks that support a canopy of glossy, green leaves. The top of the tree refers to the uppermost part of the canopy, where the newest growth occurs. You can recognize the top of the money tree by its soft, elongated leaves that have several leaflets on a single stem.

Can You Propagate a Money Tree with a Top?

While you can propagate a money tree through seeds or cuttings, using a top is not the best option. The reason is that the top of the money tree contains mostly foliage and little woody tissue, which means that it has limited potential for root growth. Moreover, the woody part of the trunk plays an important role in storing water and nutrients, and without it, the top may not survive long enough to develop roots or support a new tree.

How to Care for a Money Tree Top

Instead of planting the top of the money tree directly into soil, you can treat it as a cutting and root it in water until it develops roots. To do this, start by cutting the top of the tree with a sharp and sterile knife or scissors, making sure to leave a few inches of stem below the lowest leaf nodes. Then, place the stem in a jar or vase filled with clean, room-temperature water, making sure that the bottom part of the stem is submerged in the water while the top is exposed to air. Change the water every two to three days, and keep the jar or vase in a bright, but indirect, location away from drafts or direct sunlight. After a few weeks to a few months, you should notice roots growing from the bottom of the stem. Once the roots are at least an inch long, you can plant the money tree top in a pot with well-draining potting soil, making sure to bury the roots and the stem up to the lowest leaf nodes. Water the plant lightly and place it in a bright location with some indirect sunlight, and avoid overwatering or exposing it to cold temperatures.

Conclusion

While taking the top of the money tree and planting it directly into soil may not yield the best results, you can still propagate the plant by rooting the top in water and then planting it in a pot with soil. Remember that the money tree prefers bright, indirect sunlight, consistent moisture, and well-draining soil, and can benefit from regular fertilization and pruning. With proper care, your money tree should grow into a beautiful, lush, and lucky addition to your home or office.